Business acquisition, commercial real estate, equipment, and working capital — structured through the SBA's own programs and processed with the same no-red-tape approach as everything else we fund.
The flexible workhorse program — one loan can cover acquisition, real estate, equipment, and working capital together.
Purpose-built for major fixed assets — owner-occupied commercial real estate and heavy equipment, with a below-market fixed rate on the CDC portion.
Program fit, blended structures, and exact terms depend on your deal. Submit your request and we'll tell you directly which program — or combination — makes sense.
Buy the business you already run, or the one you're ready to take on.
Consolidate ownership without draining working capital to do it.
Purchase or build the space your business operates from.
Fund the hard assets that move revenue, not just paperwork.
Open under an established brand with SBA-backed terms.
Bridge payroll, inventory, and growth without touching your line of credit.
Use case, loan amount, and timeline — five minutes, no obligation.
We determine whether 7(a), 504, or a blended structure fits, and what documentation moves it fastest.
Preferred Lender Program processing keeps this off the standard SBA queue.
Funded capital, on the terms you agreed to going in.
7(a) is the flexible, general-purpose program — acquisitions, partner buyouts, working capital, and combined real estate and business financing. 504 is built specifically for major fixed assets, commercial real estate and heavy equipment, with a below-market fixed rate on the CDC portion.
Yes. SBA lending through GAC Capital Advisors is available nationwide, unlike our regional private capital programs.
Preferred Lender Program processing typically moves faster than standard SBA timelines, with initial approval often possible in a few weeks once documentation is in order.
A Certified Development Company funds roughly 40% of a 504 project at a below-market fixed rate, backed by a 100% SBA guarantee. A conventional lender funds about 50%, and the borrower puts down as little as 10%.
In some cases, yes — particularly where a deal needs both a business acquisition piece and a bridge or construction piece. Submit your deal and we'll tell you how it's best structured.
Five fields. We'll tell you which program fits within one business day.