Purchase and rehab financing for investors acquiring, renovating, and reselling residential properties — with a built-in interest reserve so you carry $0 out-of-pocket for the entire rehab period.
Most term sheets are issued the same day we receive your supporting documents — no multi-week bank queue on a deal with a rehab clock running.
Interest is funded through a built-in interest reserve. Zero out-of-pocket monthly payments for the entire duration of your rehab.
Up to 100% loan-to-cost — but you must qualify for all three pieces: 100% purchase, 100% rehab, and reserves. Subject to experience, credit, and deal criteria.
*Non-owner occupied · single-family & small multifamily. Up to 100% LTC requires qualifying for 100% purchase, 100% rehab, and reserves — subject to eligibility. Contact us to confirm terms for your specific deal.
Property address, purchase price, rehab budget, and your investor experience. Upload your scope of work if you have one.
Most Fix & Flip term sheets are issued the same day we receive your supporting documents — reserve structure and timeline spelled out.
Funding structured around your project timeline. Draws release as the rehab progresses — no chasing a loan officer for every disbursement.
Most term sheets go out the same day we receive your supporting documents. Closing timelines from there depend on the deal, but there's no multi-week bank underwriting queue standing between you and a rehab start date.
Interest is funded through a built-in interest reserve set up at closing. It covers your monthly interest payments through the rehab period, so you're not writing a check every month while the property isn't producing income.
It depends on your experience, credit, and the specific deal. To reach 100% LTC you need to qualify for all three components together — 100% of purchase, 100% of rehab, and reserves. Submit your deal and we'll tell you directly where you land; first-time flippers and seasoned investors are evaluated differently.
Yes — this program covers single-family and small multifamily, non-owner occupied properties. Larger multifamily rehabs may fit better under our institutional programs; ask and we'll point you to the right one.
Hard-to-place fix-and-flip deals are a specialty here, not an exception. Send us the deal and the reason it stalled — we'll give you a straight answer.
Four fields. Most term sheets go out the same day we receive your documents.